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A First Principle Design Thinking in Financial Services

Authored by – Rahul Bansode, Director – Technology

First Principle Design Thinking Approach is another buzzword used in today’s evolution of the digital transformation era. One of the key attributes to the changing digital landscape is the alternative thought process conceived by the new tech community (called FinTech) and applying it to give new innovative product/services.

Historically speaking, a revolutionary idea which has the potential to change the way we behave, operate, organize and adapt is introduced to the world every decade or two. Starting from the telephone era and moving to the mobile phone, an adaption of personal computing in the home/office and then the revolutionary internet phase is the testimony of the time to prove how life has changed/reformed and impacted everyone across the globe. In recent years, there has been a lot of talk about implementing or deriving new product/services using technologies like Blockchain, Artificial Intelligence, Machine Learning,Cloud, and Mobile computing.

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